Know where you stand.
Get funded.

Smart Solutions is a consulting firm that helps small business owners assess their funding readiness, integrate AI into their operations, and access the capital they need to grow.

Built for business owners who are great at what they do — and want AI to handle the rest so they can grow.

A consulting firm
with the tools to prove it

We meet you where you are — with real strategy, free tools, and access to capital.

1

Assess Your Readiness

Start with FundReady — a free 5-minute assessment that scores your fundability across 20 data points. Know exactly where you stand and what to fix before you sit across from a lender.

2

Leverage AI

Whether it's Mindlume for clinical documentation or AI integration for your operations, we help you identify where technology cuts your workload — so you spend more time on the work that matters.

3

Access Capital

Pre-qualify for $10K–$5M in financing with no credit impact. Use your FundReady score to apply with confidence — or connect your network through our referral partnership program.

Everything you want to know
about Smart Solutions

Smart Solutions is a consulting firm that helps small business owners get funded, leverage AI, and grow — but what it really is, at its core, is a bridge. A bridge between where you are and the vision you have for your business, your life, and your freedom.

I built Smart Solutions because I kept meeting brilliant business owners who were drowning — not because they lacked talent or drive, but because they were spending all their creative energy on operations instead of the work that actually lights them up. Chasing paperwork, figuring out funding, managing everything manually — none of that is why you started your business. But it's where all your time goes.

Smart Solutions helps you leverage AI and strategy to take that weight off. Whether it's FundReady preparing you for financing, Mindlume streamlining clinical documentation, or a free consultation to map your next move — we exist to help you navigate toward your vision without having to become an expert in everything along the way. You're already great at what you do. Let us help with the rest.
Not even a little. I built Smart Solutions for business owners who are smart, driven, and great at their work — not for tech people. FundReady is a simple form. Mindlume is guided prompts. There's no jargon, no learning curve, no prior AI experience required. The whole point is that you don't need a degree in anything except what you're already good at.
FundReady is a free funding readiness assessment that tells you exactly where your business stands before you apply for financing. It gives you a score out of 20, a prioritized action plan, a document checklist, and an AI-generated lender narrative you can actually use. Most businesses don't get denied because they're bad businesses — they get denied because they walked in unprepared. FundReady fixes that.
Both the Funding Fit Call and the Business Consultation are completely free. No pitch, no pressure. The Funding Fit Call is a 20-minute one-on-one where we review your funding readiness and map out your best financing options. The Business Consultation is a deeper session covering strategy, operations, AI integration, and growth planning. I offer them free because the tools speak for themselves — and because every business owner deserves access to real strategy, not just another sales funnel.
Mindlume is AI-powered clinical documentation for behavioral health providers — therapists, counselors, clinical supervisors, and agencies. It generates fully structured progress notes (DAP, SOAP, BIRP, narrative) in minutes instead of hours. I built it because I spent years in behavioral health operations watching clinicians drown in paperwork at 10pm. That's a systems problem, not a commitment problem. Mindlume solves it.
I'm Keisha Shephard — founder of Smart Solutions. I spent years as a COO in behavioral health watching talented people get buried in operational work that should have been automated years ago. I saw the same patterns in small business owners: spending hours on customer emails, getting denied funding because no one told them what lenders look for, running everything manually because the right tools didn't exist. So I built them. Smart Solutions is what happens when someone who's been in the room where the problems live decides to build the solutions.

Smart tools for
every stage of your business

Every tool is free to start. Built by Smart Solutions to help you work less, grow more, and run your business like a pro.

📊

FundReady

Funding readiness assessment. Get your score, action plan, document checklist, and AI-generated lender narrative — before you apply.

Free full assessment
M

Mindlume

Built for Behavioral Health

AI-powered clinical documentation for therapists, counselors, and agencies. Generate fully structured progress notes in minutes — not hours.

  • AI-generated progress notes — DAP, SOAP, BIRP, narrative
  • EHR-ready output for seamless integration
  • Evidence-based prompt libraries
  • HIPAA-conscious design and ethical AI use
Free trial available
💬

Consultation

Free strategy session — funding, AI integration, operations, and growth planning. One-on-one with the founder. No pitch, no pressure.

Free no obligation

Your tools are set. Now let's fund your growth.

Smart Solutions doesn't just help you run smarter — we help you access the capital and partnerships to scale.

Capital for every stage
of your business

From startup costs to multi-million dollar expansions. Pre-qualify in minutes with no impact to your credit score.

Business Line of Credit

$10K – $5M · 1–3 Day Funding

Only pay interest on funds drawn. Credit available as needed. Draw as many times as you need.

HealthcareConstructionManufacturingE-Commerce

Working Capital

$10K – $5M · Same-Day Funding

Fully customizable. No compounding interest. Payback based on business sales.

TransportationMedicalRetailConstruction

Equipment Financing

$10K – $5M · 1–5 Year Terms

Low or no down payment. Monthly payments. Tax benefits under Section 179.

TruckingFarmMedicalManufacturing

Fix & Flip / Real Estate

Rates from 8.99% · 80–100% Purchase

100% rehab funding. Single family, multi-family, mixed use, condos, townhouses.

Real EstateConstructionAll Industries

SBA & Bridge Loans

Government-Backed · Same-Day Bridge

SBA loans to start or expand. Bridge loans for immediate funding. No pre-payment penalties.

All IndustriesStartupsExpansion

Specialty Financing

Commercial RE · Franchise · Cannabis

Commercial real estate, franchise operations, and cannabusiness loans with limited docs and express funding.

FranchiseCannabisCommercial

Not sure if you qualify?

Before you apply, find out where you stand. FundReady is a free 5-minute assessment that scores your fundability across 20 data points and tells you exactly what to fix before you submit.

  • 20-point fundability score with category breakdown
  • Personalized document checklist by funding type
  • AI-generated lender story — copy and paste into applications
  • Prioritized action plan to close gaps fast
  • Direct path to pre-qualification
Start Free Assessment
16 out of 20

Your Fundability Score

See where you stand before lenders do. Get your score, fix the gaps, and apply with confidence.

Identity
5/5 Ready
Banking
4/5 Ready
Revenue
4/5 Ready
Documents
3/5 Ready

Know someone who needs funding?

If you work with small business owners — as a consultant, accountant, coach, or advisor — you already know how hard it is for them to find the right financing. Our referral partnership lets you connect them with real funding options while earning for every successful referral.

  • Refer business owners to $10K – $5M in financing
  • Earn on every funded referral
  • No cost, no commitment — just share your link
  • Dedicated partner dashboard to track referrals
  • Help your clients get the capital they need
Become a Referral Partner
🤝

Who It's For

  • ✔️ Business consultants & coaches
  • ✔️ Accountants & CPAs
  • ✔️ Real estate professionals
  • ✔️ Financial advisors
  • ✔️ Anyone with a network of entrepreneurs
  • ✔️ Industry associations & organizations

Real results for real businesses

From funding approvals to AI-powered operations.

★★★★★
"Got pre-qualified for a $150K line of credit in under 48 hours. The process was seamless and the team walked me through every step."
MR
Marcus R.
Construction Company Owner
★★★★★
"The Pro Kit was a game-changer. I'd been declined twice before — used the Decline Fix Guide, resubmitted, and got approved for $85K in working capital."
JK
Jasmine K.
E-Commerce Entrepreneur

Ready to know where
you stand and get funded?

Take the free assessment, explore financing options, or book a strategy call. Smart Solutions is here when you're ready.

Questions? Email solutionsbykeisha@gmail.com